Every profile below covers the operator, launch year, program currency, and earning model, with a source cited on each verifiable fact. These are neutral reference pages about the programs themselves.
Directory
Financial services loyalty programs
Reference profiles of major bank and card rewards programs: who operates them, what the currency is, and how earning and redemption are structured. Compiled from public sources, with a source cited on the facts that carry them.
American Express Membership Rewards American Express's transferable points currency, earned across a portfolio of cards and movable to travel partners. Chase Ultimate Rewards Chase's points currency, earned across Sapphire, Freedom, and Ink cards and transferable to travel partners. Citi ThankYou Rewards Citi's ThankYou Points currency, which survived a card-line rebrand to the Strata family, transferable to travel partners. Capital One Rewards Capital One's dual-track rewards: simple cash back on some cards, transferable miles on others, with conversion between them. Discover Cashback Bonus Discover's cashback currency, built on rotating quarterly categories and a first-year match, now owned by Capital One. RBC Avion Rewards RBC's rewards program, rebranded in 2022 and opened to non-cardholders, blending points with merchant cash back. HSBC Rewards HSBC's card points rewards, run as separate programs per card and per market, with a broad cash and catalog redemption menu. Wells Fargo Rewards Wells Fargo's rewards program that added airline and hotel transfer partners in 2024 on top of a cash-back base. Bilt Rewards A rewards program that lets members earn transferable points on rent and mortgage, spend usually excluded from rewards. Barclays US card rewards Barclays US runs no single branded rewards currency. It operates largely as a co-brand card partner, powering travel and affinity brands' own programs.
Listings are editorial, compiled from public sources. Program details change; verify with the operator.
