Directory
Financial services loyalty programs
Reference profiles of major bank and card rewards programs: who operates them, what the currency is, and how earning and redemption are structured. Compiled from public sources, with a source cited on the facts that carry them.
Financial services
10 programs profiled
Every profile below covers the operator, launch year, program currency, and earning model, with a source cited on each verifiable fact. These are neutral reference pages about the programs themselves.
- American Express Membership RewardsAmerican Express's transferable points currency, earned across a portfolio of cards and movable to travel partners.
- Chase Ultimate RewardsChase's points currency, earned across Sapphire, Freedom, and Ink cards and transferable to travel partners.
- Citi ThankYou RewardsCiti's ThankYou Points currency, which survived a card-line rebrand to the Strata family, transferable to travel partners.
- Capital One RewardsCapital One's dual-track rewards: simple cash back on some cards, transferable miles on others, with conversion between them.
- Discover Cashback BonusDiscover's cashback currency, built on rotating quarterly categories and a first-year match, now owned by Capital One.
- RBC Avion RewardsRBC's rewards program, rebranded in 2022 and opened to non-cardholders, blending points with merchant cash back.
- HSBC RewardsHSBC's card points rewards, run as separate programs per card and per market, with a broad cash and catalog redemption menu.
- Wells Fargo RewardsWells Fargo's rewards program that added airline and hotel transfer partners in 2024 on top of a cash-back base.
- Bilt RewardsA rewards program that lets members earn transferable points on rent and mortgage, spend usually excluded from rewards.
- Barclays US card rewardsBarclays US runs no single branded rewards currency. It operates largely as a co-brand card partner, powering travel and affinity brands' own programs.
Listings are editorial, compiled from public sources. Program details change; verify with the operator.
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